黄色直播

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黄色直播 & Building Credit WISELY!

Welcome to 颁辞濒濒别驳别顿补迟补鈥檚 financial literacy page dedicated to articles and 黄色直播 (1FB黄色直播) videos and resources to help you learn how to manage your money and build credit wisely during and after college.

1FB黄色直播 has provided the CollegeData service for over 25 years. In the same way we hope that CollegeData will be valuable to you as you prepare for college, we hope 1FB黄色直播 will be helpful to you as you begin to learn financial independence and responsibility.

Watch the video in this section to learn credit card basics and hear tips from a real student on how to use a credit card wisely in college!

Click "Apply Now" for rates, fees, and other important terms and conditions about 1FB黄色直播鈥檚 Student Credit Card and to apply.

Scroll down to access videos that cover the following topics and click here to access videos about credit cards for college students, and ways to build credit responsibly and use credit wisely:

Benefits of banking with 1fbusa

We鈥檙e proud to say that many satisfied customers stay with us for years. Our customers enjoy the following benefits:

Cash Access

Need emergency cash? Use your card at a designated automatic teller machine or present it to a bank displaying a Visa sign.

Customer Service

Speak with a representative during business hours to get help with your account.

Mobile App

Manage your account 24/7 right from your mobile device and check your Available Credit, Current Balance, recent transactions and more.

Text Banking

Quickly and easily request and receive account information via text message, such as your Available Credit, Current Balance, and more -- without having to log into your account.

No Foreign Currency Conversion Fees

We do not charge a fee to convert foreign purchases and cash advances you make with your credit card to United States dollars.

Payment Flexibility

You can pay your balance in full each month, or pay the minimum payment due, or any amount in between 鈥 you choose.

Security and Convenience

Use your card at any of the millions of participating merchants around the world to purchase books, meals, gas, clothing, tickets, and more.

Zero Liability

Your card protects you with Zero Liability for Unauthorized Use 鈥 which means that 鈥渋f you didn鈥檛 buy it, you don鈥檛 pay for it.鈥

FREQUENTLY ASKED QuESTIONS

1st financial bank usa reviews

Here鈥檚 what new cardholders have said when we asked them how using their 1FB黄色直播 Student Credit Card helped them:

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"It helped me get home when l didn't have money in my bank account and on top of that l had to use it to get to work and home because l haven鈥檛 gotten paid yet."

鈥 Aniyah, Michigan

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"My credit card helped me when I reached an important payment deadline and I didn鈥檛 have any cash/debit currently."

鈥 Jenny, Georgia

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"I was able to buy my books before my financial aid came in...It made the transition to college very easy."

鈥 Jennifer, California

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"I've been trying to get a car for so long and this card is really helping me build my credit up for that."

鈥 Zhykeria, Georgia

"It really help[ed] me with purchasing my books for school, and some things for my dorm room."

Arissa, Ohio

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"I have used it to buy groceries and gas when needed and it鈥檚 helped me out a ton knowing I have a credit card to use to fall back on when I need it!"

鈥 Hailey, Wisconsin

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"It has helped tremendously. I was struggling to keep a stable college flow due to my car and expenses with my dorm. And 1fbusa has provided a great assistance for me so now I can save and build up my credit."

鈥 Diamond, Florida

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"My credit card help[ed] me because school started three days before I got my paycheck and I needed a lot of school supplies."

鈥 Charles, Indiana

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"I was thinking I鈥檇 had to wait a month before getting a book for a class but the card helped me get that book on time."

鈥 Regina, Oklahoma

"I have been able to purchase expensive Biology and Chemistry books for Summer school!"

Tyra, Texas

Choosing the right college is one of the most important life and financial decisions you鈥檒l make.

1FB黄色直播 believes students who choose colleges wisely will also want to learn how to use a credit card wisely.

We want to be your bank of choice to support you along the way.

REady to apply

Are you a College-Bound or College Student seeking a student credit card as you transition to and through college?

Click 鈥Apply Now鈥 for rates, fees and other important terms and conditions about 1FB黄色直播鈥檚 Student Credit Card and to apply.

Money matters

Start to build a good credit history by making payments on your account in a timely manner and by never exceeding your credit limit. Learn more by watching the video in this section.

Managing your money in college isn鈥檛 always easy. Read the articles below about managing your money wisely and saving for your future.

Learn more about student money matters on 1st Financial Bank's Blog!

Check out the to see your Federal Student Loan repayment options. Calculate your student loan payments and choose a loan repayment option that best meets your goals. You can also use the Loan Simulator to decide whether to consolidate your student loans.

Student-Loan-Calculator
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Understanding credit is crucial for your financial future. CollegeData's Glossary of Credit Card Terms can help you get clear, concise definitions of essential credit terms - from APR to credit utilization, we've got you covered.

For a bird's eye view of the credit-building journey, our "Mapping Credit" infographic presents a visual guide that maps out the steps to building and maintaining good credit. 

Whether you鈥檙e just starting your credit journey or looking to improve your score, these downloadable resources will equip you with the knowledge you need to manage your finances responsibly, and to make informed financial decisions with confidence.